Scottsdale, AZ, 85258, USA
20 days ago
Underwriter
*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information. *D.R. Horton, Inc.*is currently looking for an _*Underwriter*_ in the Underwriting Department. The right candidate will be responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA). *Essential Duties and Responsibilities*include the following. Other duties may be assigned. * Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager * Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA) * Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthly * Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval * Indicate the conditions and approvals and enter the information into the Loan Origination System or Empower * Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV’s when applicable * Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines * Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review * Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers * Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company *Education and/or Experience* * High school diploma or general education degree (GED) * One to two years of experience in the mortgage industry * Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications * Proficiency with MS Office and email *Preferred Qualifications* * Bachelor's degree from four-year college or university preferred * FHA Direct Endorsement preferred * Strong written and oral communication skills * Excellent organizational skills and the ability to meet deadlines * Ability to accurately and efficiently process and record a large volume of data Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including: * Medical, Vision and Dental * 401(K) * Employee Stock Purchase Plan * Flex Spending Accounts * Life Insurance * Vacation, Sick, Personal Time and Company Holidays */Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/* Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings! LinkedIn, Twitter, Facebook, Instagram **Job:** **Underwriting* **Organization:** **Mortgage* **Title:** *Underwriter* **Location:** *Arizona-Scottsdale* **Requisition ID:** *2402378*
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